Always too far

• Student loans (for some)
• Healthcare costs
• Minimum wage
• The environment
• Infrastructure
• International competitiveness

Each of the above are significant issues and concerns facing our society. Each needs to be addressed.

Each needs a thoughtful, workable solution that is affordable to all Americans and considers all the likely consequences.

Instead, many Americans ignore all that and press for the most comprehensive changes immediately and unrealistically relying on generalizations about the citizens involved while ignoring cost and the taxes or debt to pay them.

Here is an extreme example of a person seeking loan forgiveness. I’m thinking he needs to worry about more than buying a house. And I’m thinking his decisions are not somebody else’s problem.

• Student loans – I am a 58-year-old Black male with a student loan debt of $593,000. Seriously. I have 4 degrees — B.A., J.D., M.Ed., M.A. — and I’m working on my last Ed.D. I am currently employed as an educator. I would like to buy a house but to qualify is like a pie in the sky. I am working on a down payment of $12,000. But any mortgage company will tell me that they have to count 1% or .5% of my loan balance towards my debt.