How the Affordable Care Act may affect your premiums

In the latest post on Health Insurance Illuminated I reflect on changes in health care coverage as a result of the Affordable Care Act. This is not a commentary on the changes themselves, but rather the purpose is to illustrate the likely impact such changes will have on health insurance premiums and the cost to employers of providing coverage for employees (and in some situations on your out of pocket costs).

Keep in mind that if you have employer subsidized coverage, that cost is part of your wages and the more that is needed to pay for the cost of your coverage, the less is available for your paycheck. That has always been true if course, but now we have a flurry of mandates, regulations, and other requirements that is unprecedented.

Take a look at this review of provisions of the law and their likely impact.

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