2013
In a previous post I said the revised application form from HHS was improved. I may have spoken too soon or too naively. While it is shorter, there is a bit of a trick because some pages must be copied for dependents, plus the on-line version is longer.
But what recently caught my eye was the Appendix requiring people to provide information about their employer coverage. Good luck with that!
Based on my experience, there isn’t a worker this side of Guam who could provide this information about his employer coverage. Plus, the form seems to assume all employers use health insurance when in fact, many, many employers are self-insured.
Take a close look at the questions asked of average Americans on these forms. Could you answer them?
Does your employer offer a health plan that meets “the minimum value standard?” Do you know what that is?
Look at questions 15 and 16 and tell me if you know the answer or can even find the answer.
QUINNSCOMMENTARY 