Does your employer have to offer you health insurance? What new Obamacare regulations do not delay. Are you confused yet? 🙈🙉🙊

2014

By now the world knows that Obamacare rules for mandated employer coverage have changed again.

However, one rule has not changed. While employers have a delay in offering coverage, for employers who do offer coverage, the employer could still be subject to penalties ($3,000) if its coverage is unaffordable or does not provide minimum value, and one or more of its employees receives a premium tax credit or cost sharing reduction through an exchange.

So, as an employer you may be better off not offering any coverage for as long as possible to avoid a fine by offering some coverage with employee cost-sharing that is not up to par and thus allows a worker to get a better deal through an insurance exchange. Say what⁉️

Aw heck, you figure it out. 

What is delayed relates only to answering no to the question, “Does the employer offer coverage to its workers.”