Health insurance through the marketplace – stability will not be its hallmark

If you like your health insurance plan, you can …

Let’s not rehash all that. Besides, next year we can have the conversation again. You see, the plans currently offered through marketplaces will be changing, expanded or contracted networks, higher deductibles, higher out-of-pocket costs, and, of course, higher premiums in many cases, etc. Perhaps the correct phrase is “If you like your health insurance plan, you can keep it for the next twelve months.”

Here is an example:

Six Ways CT’s Obamacare Exchange Insurance Will Change Next Year
CT Mirror (05/21/2014) Becker, Arielle Levin

Connecticut’s health insurance exchange, Access Health CT, and health insurance companies are already working on next year’s plan offerings, which will replace the plans customers have now. Insurers must submit rate proposals in the coming weeks for review and approval by the Connecticut Insurance Department. “There are tradeoffs for the sizes of network,” Deputy Insurance Commissioner Anne Melissa Dowling said during a recent exchange board meeting. “The filings we’ve had have seen substantial discounts for narrower networks, and other states are seeing some real popularity for those choices.”

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