Everyone should own a house 

As the Obama ad­min­is­tra­tion en­ters the home stretch of its sec­ond term, it isn’t shrink­ing from crit­i­cism of its push to ex­pand mort­gage ac­cess and home­own­er­ship for hun­dreds of thou­sands of Amer­i­cans. WSJ 3-27-15

So, now you can buy a home with as little as 3.5% down, with low interest rates and the administration wants to further lower fees. 

Every house I purchased required 20% down with mortgage rates between 7.5% and 9-3/4 … That was in the good old days. 

What are these ideologues thinking? Didn’t we learn our lesson in the past? Home ownership is not a right, it’s a goal to be earned fairly. Remember, the root cause of the last recession was government policy that promoted, encouraged and enabled sub-prime lending.