Read my latest article on the financial blog HumbleDollar.com
WHO IS YOUR worst financial enemy? Got a mirror? For millions of American workers, their employee benefits play a significant role in their financial lives—and yet this noncash portion of their compensation is often undervalued, overlooked and misused.
I designed and managed employee benefits for nearly 50 years. During those years, I tried every form of communication I could think of to get employees to pay attention to their benefits. I retired with a sense of failure. Before I began writing this blog, I checked with a few former colleagues. Their response: “Not much has changed.” Lack of attention to benefit programs puts workers at immediate and long-term financial risk.

