Here is a summary of my latest an article on HumbleDollar. It has scores of interesting comments.

I urge you to take a look and join the conversation.

He Asked, I Answered

Richard Quinn  |  Mar 9, 2024

I’VE BEEN CHALLENGED—by Mr. Clements, no less. Jonathan didn’t actually say it, but his challenge was to defend my unorthodox views on investing and retirement, and the actions I’ve taken as a result.

Some of my decisions will seem illogical to others. Some don’t maximize investment returns. Some are very conservative, others not so much.

I don’t like math. I don’t like details. I haven’t used a spreadsheet in 30 years. I focus on the big picture and long-term goals. I want to feel financially secure and that I’ve achieved something. I try to cover every financial “what if” possible. Lately, I’ve been getting close to achieving my next net worth goal.

For Connie and me, our combined Social Security and my pension are our key sources of retirement income, not our investments, and that affects the investment decisions I make. Here are the five questions that Jonathan asked—and how I answered:

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