I originally posted this six years ago.
Nothing much changes
We can’t control what others do and we can’t stop misfortune from striking. But we can control our own actions. Those who are financially prudent will most likely enjoy success, even if events don’t always go their way.
QUINNSCOMMENTARY 
“The life-cycle hypothesis (LCH) is an economic theory that describes the spending and saving habits of people over the course of a lifetime. The theory states that individuals seek to smooth consumption throughout their lifetime by borrowing when their income is low and saving when their income is high.
The concept was developed by economists Franco Modigliani and his student Richard Brumberg in the early 1950s.”
We never started contributing to IRAs until the youngest daughter moved out.
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Modigliani also believed in borrowing retirement assets as necessary – recognizing that the participant is both the borrower and lender (their future self).
See: https://www.psca.org/news/blog/another-nobel-laureate-economics-who-was-focused-401k-plans-part-2-3
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You have the increases right from the Democratic side, the Republicans would want to limit the extra spending by 50%, but would then throw in a tax reduction that would bring the family income down to $40,000. Either way, both parties just keep putting us deeper and deeper in debt.
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Very true
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Brother Quinn got it right in the heading “Nothing Much Changes”.
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brother Quinn is suggesting we need better folks in Congress–I assume he is voting his person out and we know the senator is a giant crook so let’s see if he gets reelected–most people hate the other guy’s representative/senator but votes for their person. After the Quinn cartoon I am voting my person out!!!
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I’m always curious when I read “we know” I have to ask how “we know,” where does our confidence in knowing come from?
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well, Menendez and his gold bars have presented a picture of someone who must have issues–did his party re-nominate their incumbent–if not then just tell me why–his own Democrat colleagues like the Senator from PA have abandoned him and support his opponent–you can consider him innocent and vote accordingly.
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Keep the comic handy, you will need it six years from now, too!
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