Key Projections for 2026 Medicare Costs

Will the Social Security COLA (projected around 2.7-2.9%) offset the increases in Medicare?

Not for those with the lowest SS benefits it won’t.


Part A Deductible $1,716 Up from $1,676 in 2025.

Part B Standard Premium $206.50 per month. Increase from $185 in 2025 — 11.6% hike 

Part B Annual Deductible $288 up from $257 in 2025 

Part D Base Beneficiary Premium (for basic coverage) $38.99 CMS sets a “base beneficiary premium” for 2026 

Part D Maximum Deductible (if your plan uses a deductible) $615Up from $590 in 2025

Part D Out-of-Pocket Cap (Catastrophic Threshold) $2,100 Up from $2,000 in 2025

Keep in mind that increased Medicare deductibles translate into higher Medigap premiums.

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