I have been trying since 2:30 AM EDT to log on to the healthcare.gov marketplace site. I have had no luck so far in any state where the marketplace is run by the federal government. The same message is presented each time saying the site is too busy, to hold on and you will be sent log on information. When I tried New York, Vermont and California they all worked. These states operate their own exchanges.
This is a massive undertaking for the Feds of that there is no doubt. However, wouldn’t it have been more logical to delay enrollment one month to be sure systems were working? There is no reason given all the pre information, that anyone should need three months or more to make up his mind and enroll. My experience is no matter how long you give people to make a decision , most will wait until the last minute.
All this does not bode well for what may happen the last week in December. The fact that state run marketplaces seem to be running while federal ones are not is a reflection of the inflexibility of a large bureaucracy caught in its own rules, procedures and regulations. A large employer trying to do this would have simply moved the enrollment period until all systems were go.
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