Surviving spouses health care costs are eligible for reinsurance

Under HHS regulations for the early retiree reinsurance program under PPACA, expenses of surviving spouses of a plans early retirees are eligible for reimbursement.

In many plans that permit surviving spouses to retain their coverage, the survivor pays 100% of the premium. That raises the question, are they entitled to 100% of any reimbursement? Employers must decide how the money will be used to lower health plan costs, but when retirees or survivors pay a portion of the premium (or all of it), the issues is more complicated.

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