The shift in retirement responsibility from employers to individuals is a pressing issue. With long-term planning lacking, society faces economic challenges as we age. We must encourage better financial habits to secure our future.
Category: Retirement
Something needs to change with Medicare Advantage
The average American senior’s Medicare premiums have skyrocketed by over $200 annually, allegedly due to private Medicare Advantage plans pocketing too much dough. It’s a mess, and seniors are the ones taking the hit.
Forget the 4% rule if you are retired
The research underscores the importance of a consistent income stream in retirement, challenging the notion of a universal withdrawal rate
What is the best way to donate to charity in 2026?
Donating to charity in 2026 has evolved beyond simple check donations. While $2,000 for a married couple or $1,000 for a single taxpayer remains deductible, itemizers can claim up to 35% of AGI. For those 70 1/2 or older, Qualified Charitable Deductions (QCDs) offer a tax-free option by directing donations from IRAs.
