2013
If you are lower income and have limited work skills and you have a bad back or lose your job why wouldn’t you apply for disability Social Security especially when if you are denied benefits, Social Security will pay your lawyers to appeal the denial?
Once you are receiving this benefit which averages about $1,100 per month, what incentive do you have to find work especially when you will also receive Medicare after 24 months? Just as Medicare does virtually nothing to monitor claims, Social Security does next to nothing to help those on disability to leave the program.
The disability trust will be unable to pay full benefits beginning in 2016.
Government bureaucracy does what it always does, people do what is in their best interest and that combination of flawed incentives and disincentives always leads to abuse and dependency. It is so difficult, perhaps impossible to put these types of social programs in place so that they help those truly in need while remaining efficient and affordable.
We are once again heading down that road with health care while still trying to cope with Social Security and Medicare. If politicians and bureaucrats can’t design and then efficiently manage these programs (they have no incentive to do so), then we should at least do what no one wants to hear … put the correct level of taxes in place to pay for our promises.
Hundreds of state, county and municipal pension funds are dangerously underfunded, the result of generous promises and the failure to fund those promises. The result is hard times for plan participants and for taxpayers. A similar scenario plays out on the national stage.
Will we ever learn to get this right?
QUINNSCOMMENTARY 
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It’s too easy now to get Social Security Disability Insurance. What people don’t know is there is a premium for Medicare part B which is medical insurance. The premium comes out of you disability check each month and goes up every year even when there is no cost of living adjustment.
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