Doesn’t it make you wonder with all the “good news” about slowing growth in health care costs why employers are accelerating raising deductibles and co-pays, dropping retiree and dependent coverage, limiting their contribution with a defined, often fixed contribution and moving employees to private exchanges in a hands off philosophy?
This gets back to ones perspective of “affordable.”
Let’s say you get into a premier college costing $45,000 a year and your parents or a rich uncle is paying your tuition, is college tuition “affordable?”
Too subtle?
QUINNSCOMMENTARY 
As a retired person, I have spoken to my doctor and he says he has no information relative to any changes to my coverage’s as far as his practice is concerned. He does say that already payments from Medicare are now coming in at least 6 weeks later than previously and those payments were already 6 weeks later than originally promised. So, I guess that means that he is now waiting 12 weeks to gat paid for a Medicare covered office visit.
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So in effect, isn’t Obamacare helping employers shift the cost of medical insurance to the employee? And, as employees begin to realize this, will not they be thinking then about their not so good employer when in reality isn’t Obamacare the responsible party?
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Obamacare is indirectly responsible. It has added costs to employers. However, the move to shift costs to employees began before health care reform. Obamacare accelerated the changes and gives employers political cover to do more and more. On the other hand, there is nothing that requires employers to act. The growth of private exchanges for both active and retired workers pushed by various consulting firms is a prime catalyst.
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