What a mess, now it depends on where you live whether or not you can keep your health plan.
New York Times November 15, 2013
Already, some states, including Washington and Arkansas, have said they will not allow insurers to extend policies that do not comply with the guidelines established by the minimum standards set by the Affordable Care Act. Rhode Island also announced on Friday that it would not go along. “After reviewing the president’s announcement, we have decided to continue in the direction we are going and therefore will not be adopting the option made available to us by the president,” state officials said.
RelatedSome other states, notably Florida, are going to allow renewals. In New York, officials were hashing out a plan on Friday to deal with the change in policy, and an announcement could come early next week.
Logan Harrison, chief deputy commissioner of the Indiana Department of Insurance, said his state had not decided how to proceed but the fact that they were having to scramble to do anything was maddening.


You’re quite right that it’s a mess. I’m fortunate to be living in WA though.
The reason why policies that don’t meet minimum standards of coverage won’t be allowed here, is that our state government somehow figured out a way to make this law work in our favor. Our web site works, we run our own exchanges, and every county seat has navigators. Some insurers tried bait-and-switch at first to scare people into replacing current policies with more expensive ones, but they were exposed in local media. When peoples’ substandard policies are canceled, there truly are cheaper, better ones available through the state brokerage. Now some insurers don’t want to do business here any more. Good riddance to them. The premiums for individual market policies that do meet or exceed the ACA standards are going down. My employer-supplied insurance will be costing less too. I was all set to pay more out of self-interest, since health care insurance for more people benefits my profession as a medical imaging tech.
However, these results aren’t happening in most states where the feds run the exchanges. I think it must have something to do with “one size fits all” being unsustainable. Different states have different demographics. The needs of residents will vary. I think more states should design local systems and regulations to fit their own people.
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What a circus. Let’s bring in the clowns!
Make a positive difference in someone’s life today. Sent via my mobile phone. Bill Mitchell
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What do you mean “bring on the clowns”? They are already in DC. We need a way to “get rid of the clowns”.
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