The most overlooked aspects of retirement finances are longevity (inflationary impact on income) and survivor income.
We can’t control what others do and we can’t stop misfortune from striking. But we can control our own actions. Those who are financially prudent will most likely enjoy success, even if events don’t always go their way.
QUINNSCOMMENTARY 
I am one of the few with a defined pension. My 401k is still invested 60% in equities. My plan is to use social security as my adjustment for inflation. I never planned on depending on it for retirement since it was never meant to be a pension. I figure that by time I start collecting in 9-11 years it will all go to medical.
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