MADISON, Wis. – Twelve years ago, the Affordable Care Act (ACA) was signed into law, which lowered health care costs for millions of families across the country and secured protections for the over 130 million Americans who live with pre-existing conditions. Building on this success, President Biden and Democrats passed the American Rescue Plan, which reduced health care costs for over 212,000 Wisconsinites (an 11% increase in coverage via ACA health insurance marketplace plans) and cut costs by an average of $800 for American families.
https://www.wispolitics.com/2022/wisdems-on-aca-anniversary-democrats-lower-health-care-costs-while-republicans-pledge-to-raise-them/
The above is why any discussion about health care is fruitless.
Increasing premium subsides – in some cases for multi-millionaires who decided to retire in their thirties – is not lowering health care costs.
If a valid premium is $1,000 based on the use and cost of health care, but through government subsidies, the insured only pays $58.00, the cost of health care is still $1,000.
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All the insurance subsidies and transfer costs from group to another don’t address the underlying costs of healthcare. Previous comments have addressed the idea of healthcare reform as getting someone else to pay more of the tab.
We have to face up to the fact that we have the most available healthcare in the world. You need an mri, you get one today no waiting weeks like in some countries. You need a joint replacement, how about next Tuesday. You won’t spend months on a list. Got a blockage, how about a stent tomorrow. The list goes on and on. The availability of all this is mind boggling and costs are high. We can’t have low premiums and small copayments and have the health system we have. All the political talk by Federal and State won’t shave the costs. There is no answer in nibbling around the edges with adjusting insurance plans.
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