More than 50 million American workers have no access to a retirement savings plan, according to AARP. That includes plenty of Arizonans. So why aren’t people saving early and how much do you need to retire well?
The thing is, that statement is not true. Every American has access to a retirement savings plan. In fact there are several plans available to individuals and small business owners. Even if the statement was true, there is nothing stopping anyone from saving and investing.
The problem is not a way to save for retirement, it is the will to save.