I recently read an article titled Health Care Shouldn’t Be This Expensive: How to Find Answers and Low-Cost Options. It said in part:
Getting affordable medical care isn’t impossible, but it means sifting through an array of options: from private short-term plans to the Affordable Care Act’s marketplace tiers to government- or state-based insurance, all with different rules, requirements, enrollment dates, premiums and deductibles. It also means becoming a strong self-advocate. If a household can’t afford health insurance, there are other resources that provide help and low-cost care.https://www.cnet.com/personal-finance/health-care-shouldnt-be-this-expensive-how-to-find-answers-and-low-cost-options/
The article was about all forms of health insurance. If you wonder why we can’t seem to solve the health care cost problem it’s because we don’t understand the problem. Health insurance is not health care. The cost of insurance reflects the use and prices of health care. That means if you shop for the lowest cost health care, you are trading that for a higher risk of out of pocket costs or the true cost is subsidized by someone else.