January 17, 2023
Commercial insurance companies have a long history of harming patients, whether they’re imposing sky-high deductibles, demanding “prior authorization” for routine treatments, or outright denying medically necessary care. Why? Because their investors demand profits, and these companies have a legal responsibility to deliver.
We’ve seen how insurance company practices have impacted workers, Medicaid managed care beneficiaries, and seniors who have enrolled in Medicare Advantage. Now—as if that weren’t enough—millions of Traditional Medicare beneficiaries will have to deal with the interference of middlemen thanks to ACO REACH.Letter from Physicians for A National Health Program
The answer to our health care crisis is clear. We propose a publicly financed, non-profit single-payer national health program that would fully cover medical care for all Americans.PNHP
A universal single payer program that fully covers all medical care could not function an anything close to an affordable basis without imposing the types of care management processes the group opposes – or outright rationing.
It’s well documented that as much as 25% of all care provided is unnecessary. Imagine if everyone had 100% coverage and no controls, but rather a blank check to health care providers.
One fact I will note is that it is not insurance companies demanding high deductibles, pre authorization etc., it’s the people footing the bill, mostly employers and it’s also the insured who want lower premiums.