What is the key to saving for retirement?
The answer is simple.
Start early, even before your first job.
Always save something even if it is just spare change.
Just about anyone can do it.
Save just $15.00 a month from age 25 to 65 and you can have $51,191.45. Not much for sure, but still better than nothing or living on Social Security alone.
Think about one or two things you spend money on each week that you can really do without and divert that money – even a few dollars – to investment.
Yes you can!
QUINNSCOMMENTARY 
What are the unstated annual earnings rate assumption over that 40 years?
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If one gave up a Starbucks daily and invested the amount monthly that could be a solid sum of money.
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