Small minds and billionaires. We are always looking for an excuse to avoid responsibility

Stop worrying about the other guy and get to work on your own finances and future.

No you couldn’t. Do the math, not to mention you are comparing a one time funding source with ongoing spending.

And it’s not 900 billionaires benefiting from the stock market, it’s all investors including every worker with a 401k or IRA saving for retirement and every 529 plan saving for college, pension trust funds, annuity investments, charitable trusts.


Based on recent data, approximately 62% of American adults, or roughly 167.4 million people, owned stocks in 2025, either directly or indirectly (e.g., through mutual funds, 401(k)s, or IRAs).

• Gallup polls from 2024 and 2025 consistently report that 62% of U.S. adults own stocks, a figure that aligns with other sources like The Motley Fool and Statista. This is up from a low of 52% in 2013 and 2016, but below the peak of 65% in 2007 before the Great Recession.

• The Federal Reserve’s 2022 Survey of Consumer Finances noted 58% of households owned stocks, with a slight increase in direct stock ownership (21%) driven by retail trading platforms like Robinhood.

• The U.S. adult population (18 and older) in 2025 is approximately 270 million.

• 62% of 270 million = 167.4 million adults owning stocks.

However, stock ownership correlates strongly with income. About 87% of households earning $100,000 or more own stocks, compared to 25% of those earning less than $40,000.

If 25% of lower income Americans can own stocks one way or another, more than 25% likely can. It is part of the financial literacy problem. Many mutual funds don’t require a minimum investment.

3 comments

  1. “Really interesting perspective, I appreciate the way you explain things so clearly. I’d like to communicate with you more do you have another platform like Instagram or Google Chat where we could connect? You seem like a nice person.

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  2. “If 25% of lower income Americans can own stocks one way or another, more than 25% likely can. It is part of the financial literacy problem. Many mutual funds don’t require a minimum investment.”

    How does age factor in? The wife and I earned less than $100,000 (late 80s), we never owned stocks until the last daughter moved out. We were about forty, and both opened 457 accounts. Gradually increased investment as we got older.

    Were we part of the 25 percent?

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