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  1. I agree. The inertia is maddening. One of my cousins is an actuary who served on a non-governmental advisory board composed entirely of actuaries who specialized in pension funding. I was privileged to watch my cousin speak on a panel geared to the non-actuary public. A variety of options for fixing were suggested, as well as observations about who are current contributors/working persons. It was very interesting and eye-opening.

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